A Credit Default Swap (CDS) Coursework Example | Topics and Well Written Essays - 2250 words

A Credit Default Swap (CDS) - Coursework Example The creditor must make periodical payments (which are taken to be insurance premium) to the insurer, and the insurer will pay the creditor in case the there is default. The fixed periodical payments made by the creditor or the buyer of a Credit Default Swap are known as the CDS fee or commonly referred to as CDS spreads. The buyer of the Credit Default Swap can only receive the exact value of the credit or loan and can not be compensated beyond that value. The seller of the Credit Default Swap (or the insurer) takes possession of the defaulted credit or loan, obtains right of ownership and can therefore sue to recover the credit. The value of the spreads to be paid should be determined so that the buyer of the Credit Default Swap can pay the correct value for the Credit Default Swap. Consider an example where a buyer of Credit Default Swap enters a five year contract to pay CDS spreads on Ford Motors credit with a principal of $10 million at 300 basis points. This means that the buye r pays $300,000 per year and obtains the right to sell bonds worth $10 million issued by Ford of that value in the event of a default by Ford. This thesis is divided into three parts which cover the topic in Credit Default Swap spreads in details. ... Bonds with AAA rating are considered to have almost no chance of default and its CDS spreads are expected to be lower compared to D rating which have a very high risk of default and its CDS spreads expected to be far more expensive. Probability Model There are other quantitative methods that can be employed to determine CDS spread to be paid. The probability model is one of the quantitative methods. This method recommends that credit default swaps should trade at a significantly lower spread than company bonds. The price of a Credit Default Swap is determined using a representation that considers four factors which are; issue premium, recovery rate (which is the percentage repaid in the event of default), credit curve and LIBOR curve. The price of a Credit Default Swap would be determined by adding the discounted premium payments. To explain the probability method better, imagine a case of one year Credit Default Swap which will be effective on lets say date t with a quarterly spread payment taking place on dates t1, t2, t3 and t4. If the nominal for the Credit Default Swap is N and the issue premium is C, then the value of the periodical spreads is given by the formula NC/4. If we imagine the default can only happen on one of the payment dates, then the swap agreement can end when; it lacks a default within agreed time and so the spread payments are made and the agreement endures until maturity date or, a default takes place either on first, second, third or fourth compensation date. The price of the Credit Default Swap is now determined by assigning probabilities to the five probable results. Labor Rate Labor rate can also be employed to benchmark the price for Credit Default Swap securities of a listed company. Labor is the interest fee which

Article Review Essay Example for Free

Article Review Essay The article, School Counseling Outcome: A Meta-Analytic Explanation of Interventions, written by Whiston, S., Tai, W., Rahardja, D., and Eder, K. is research done to show if certain interventions and techniques used by school counselors are effective. The article discussed two types of studies, one with controlled comparisons and another involving pre and posttest differences. The article began with the history of counseling and the model counselors are using. Campbell and Dahir’s (as cited in Whiston, Tai, Rahardja, Eder, 2011), â€Å"specified that school counselors should coordinate a program that facilitates academic, career, and personal social development†. Many schools and counselors have been following Gysber’s and Henderson’s model which has four program components supported by the American School Counselor Association (ASCA). They include guidance curriculum, individual planning, responsive services, and system support. There has been limited research done on these components to conclude if the interventions are effective. â€Å"A major problem with the reviews of school counseling is that they are not able to indicate the degree to which school counseling interventions influence student outcome† (Whiston, Tai, Rahardja, Eder (2011). In the article there were some major strengths and gains. There was evidence that specific interventions work with certain groups. The research also supports the need for school counselor to be more involved with all students, since there is a positive effect when students have been working with a guidance counselor. Yet, we still need more  research in the elementary level to see how we can support the younger students more effectively. There were also some major limitations noted about the study. This included not having enough supported information on how the interventions or treatments were conducted, missing valuable information, not having reliable standardized assessments, not following up to see how the interventions helped, and the study was done with only specific interventions. They also concluded that there were specific gains in certain areas, but could not identify how they got those results. The conclusions of the studies indicate that students who receive services from a counselor scored higher on standardized test. Counseling also helped with discipline, problem solving, and career knowledge compared to students not receiving any interventions. This shows the importance of having a school counselor and the role they play in making a difference in the lives they touch. Both studies indicated the â€Å"effectiveness of a balance approach to school counseling that provides a guidance curriculum to all students and responsive services that respond to students’ issues† (Whiston, Tai, Rahardja, Eder, 2011). In this study we can see how important a school counselor is to students facing difficult issues. It is noted how some interventions can help a student be successful with academics, social interactions, and behavior. After reading this article I can see how effective counseling can be for all students. As an elementary teacher I will try to use a strategic comprehensive guidance program and data to guide my instruction. Using information from teachers, parents and administration I can plan my lessons to better meet the needs of students. Following up with students and keeping data on interventions will be a priority. References: Whiston, S. C., Tai, W., Rahardja, D., Eder, K. (2011). School counseling outcome: A meta†analytic examination of interventions. Journal Of Counseling Development, 89(1), 37-55. doi:10.1002/j.1556-6678.2011.tb00059.x

Comparison of Canada and Europe

Comparison of Canada and Europe 16th February 2017 Group Members: Dharti Gandhi Sanam Akbar Ahamed Jifin Shahsad Brief of Canada and European Country Introduction Canada is the worlds second-largest country in terms of Trade. Economic and political relation between Canada and Europe started from 1950s. Europe and Canada have similar culture and comparable forms of government. Canada and Europe speaks similar languages (French and English) this is official and popular languages. Canadas relationship with Europe is an outcome of the historic link by Colonialism and bulk European immigrant to Canada. The history of Canadas relations with Europe is best accepted in series of economic contracts. In 1976 the European Economic Community (EEC) and Canada authorized a basic agreement on Economic Co-operation. In June 2007, the government of Canada have been forcing the European country to discuss Free Trade Agreement between this two countries. This idea was supported by more than 100 Canadian and European chief executive. In June 2009, European Trade commissioner and Canadian minister of international trade, announced to initiate the discussions for comprehensive economic and trade agreement. Business environment between Canada and Europe The Comprehensive Economic Trade Agreement (CETA) is a tax-free trade agreement between Canada and European Union. This agreement came into action in July 2016. CETA will help Canada to get global exposure in trade. The contract deducts the tariff barrier between Canada and European Union. This agreement is a liberal trade contract which covers virtually all aspect and sectors of Canada -EU trade in order to eradicate or avoid trade walls. The national parliaments of the EU Participant States would then also need to approve CETA for the areas which fall below their obligation to take effect. CETA is an innovative trade agreement between the EU and Canada. Itll make it easier to export goods and services, benefitting people and businesses in both the EU and Canada. The Canada and European Union accepted and signed CETA on 30 October 2016. The European Parliament and European Union national parliaments must accept CETA before it can take complete effect. Trade law between Canada and Europe The Comprehensive Economic and Trade Agreement (CETA) is a free trade between Canada and the European Union. If the act is passed, this could enhance the overall trade of Canada and buildup a solid relation between European countries. Finally, the discussions were concluded in August 2014. Altogether 28 European Union member states approved the ultimate text CETA for signature, with Belgium being the final nation whose ministers accepted it. Justin Trudeau, Canadian prime minister moved to Brussels on 30 October 2016 to sign on behalf of Canada. It sanctioned by the European Parliament, most of the agreement will take effect on a provisional basis. The remaining parts of the agreement are subject to approval by national legislatures. The European Commission indicates the treaty will benefit the country to save of more than half of a billion euros in taxes for EU exporters every year, joint recognition in planned professions such as architects, accountants and engineers, and easier transfers of company staff and other professionals between the EU and Canada. This created more job opportunities for highly qualified professionals. The European Commission claims CETA will generate a more level in performance field between Canada the EU on intellectual property rights. Provisions Primarily, many of its provisions on copyright were in thought to be identical to the controversial ACTA, which was rejected by the European parliament in 2012. The European Commission has indicated that this is not the case. The main Portion of the Agreement is harsher enforcement of intellectual property, as well as liability for Internet Service Providers(ISP), a ban on technologies that can be used to circumvent copyright, and other provisions comparable to controversial ACTA, DMCA, PIPA, and SOPA, Copyright term extension. Under the Berne convention the term of copyright law in Canada is life of the author, in addition 50 years. The EU is demanding that Canada add an additional 20 years by making the term life plus 70 years. WIPO ratification. As per the WIPO internet treaties Canada must respect the rights and obligations. The EU only formally ratified those treaties [in the week of 16 December 2009]. Anti-circumvention provisions. According to the EU Canada must implement anti-circumvention provisions that contain a ban on the circulation of circumvention devices. There is no such requirement in the WIPO Internet treaties. Resale rights. As per the EU agreements Canada must implement a new resale right that would make available artists with a royalty based on any resales of their works. Making available or distribution rights. This shows EU is demanding that Canada implement a distribution or making available right to copyright owners. Strength and weakness of Europe and Canada Strength of Europe 1. Tax welcome trading among followersone of the foremost welfares that are existing to the member nations of the EU is that they are able to craft with additional affiliates at no extra tax policy. This supports to keep charges of properties and diet depressed in these nations. 2. Unlocks additional openingsProgram between all of the nations in the EU is entirely free and exposed for all peoples. This unlocks up many more career and edification chances for public. Specially ones who are in deprived nations. 3. Values is not missingThe EU has not ever had an official language and doesnt restrict with the cultural parts of any nation. This aids to certify that, while you are part of the union, you are also your personal nation. 4. A shared currencyAll of the fellow kingdoms of the EU have the identical type of exchange, the euro. This makes doing corporate, wandering or moving to further republics, and obtaining things much modest. It also makes a logic of harmony among the realms. Weak points of Europe 1. Communication fencesIt develops actual tough for the EU to communicate with all its peoples since they all speak unlike verbal. This also influence the sensitivity of unity among its followers. It makes it tougher to bring public organized. 2. Common wealth is not permanently decentGreat and rich nations that are followers of the European Union, like Germany, have to stake their capital with much smaller and inferior realms. This avoids any one country from too powerful, which is a depraved thing for kingdoms that have the capability to become world bests. 3. Departure is a trickyonce a nation agrees to join the EU, it is enormously tough for them to leave it. This makes several individuals troubled from linking, because if it destructively effects their nation, there is tiny that they can do about it. 4. Differentiates against possible associatesIn order to link the European Union, you must be a portion of Europe. Europes boundaries are mostly open-ended, which gives the EU the authority to pick and take who they would comparable to join the union. Strength of Canada 1. Entrepreneurial care: The Canadian administration cares entrepreneurship. With several avenues of tax discounts and tax breaks, Canadian entrepreneurs feel more self-assured (reporting less fear of letdown) in structure minor businesses or labeling themselves self-employed. 2. Niche market growing: Canada has seen a rush of income through exporting in niche markets, with the progress of Canadian diamonds, but largely within the ice wine industry. In 2014, ice wine made active 29% of their over-all export value. And the figures endure to raise. 3. Near to Americans: As the United States neighbor, Canada has got the backings of extensive employment surplus with America. This accounts for bumpily three-fourths of Canadian merchandise exports to each time. Weakness of Canada 1. The changing Canadian dollar: The Canadian dollar has been up and down (mostly down) which has gradually begun a rift through the kingdom. Unfortunately, thousands have vanished works while the dollar stays to incline. 2. Dependence on the US: While the nearness to America assists as a profit to Canada, the dependence can be a softness. A huge percentage of Canadian exports (over 74%) drive to America. During the US collapse, Canadian exports were wounded. So, if the US markets ache, Canada may also. Trade agreement between Canada and Europe The Comprehensive Economic Trade Agreement (CETA) is a tax-free trade agreement between Canada and European Union. This agreement came into action in July 2016. CETA will help Canada to get global exposure in trade. The contract deducts the tariff barrier between Canada and European Union. This agreement is a liberal trade contract which covers virtually all aspect and sectors of Canada -EU trade in order to eradicate or avoid trade walls. Critics oppose the treaty in light of the fact that it will debilitate European consumer rights, including those concerning sustenance security, and that tariffs are already very low. It has also been scrutinized as a boon only enormous business and multinational organizations while risking net-losses, unemployment, and environmental damage affecting individual residents. The deal also includes a controversial investor-state dispute settlement mechanism. The agreement has prompted protests in Europe and Canada. Import and export-Trade picture In 2015 Canada was the EUs 12th most important trading partner, accounting for 1.8% of the EUs total external trade. The EU was Canadas second most important trading partner, after the U.S., with around 9.5% of Canadas total external trade in goods in 2015. The value of bilateral trade in goods between the EU and Canada was à ¢Ã¢â‚¬Å¡Ã‚ ¬63.5 billion in 2015. Machinery, chemicals and transport equipment dominate the EUs exports of goods to Canada. Pearls and precious metals, and mineral products dominate the imports of goods from Canada. Machinery and chemicals also constitute an important part of the EUs imports from Canada. European investors held investments worth à ¢Ã¢â‚¬Å¡Ã‚ ¬274.7 bn in Canada while Canadian direct investment stocks in the EU amounted to almost à ¢Ã¢â‚¬Å¡Ã‚ ¬166 bn in 2014. Key elements of the EU-Canada Comprehensive Economic and Trade Agreement Eliminating obligations this will happen rapidly with the greater part of them going when the assertion goes into compelling. Generally speaking, both sides will completely dispose of tariffs on over 99% of all tariff lines. Industrial taxes these will be completely changed sparing EU exporters a normal around à ¢Ã¢â‚¬Å¡Ã‚ ¬500 million (practically C$ 700 million) in obligations a year. As such, EU exporters will be relieved of the expenses of paying levies when offering selling goods on the Canadian market. Agricultural levies Canada is an exceptionally important fare showcase for EU rural and prepared agrarian items, with yearly offers of over à ¢Ã¢â‚¬Å¡Ã‚ ¬ 2.9 billion. The agreement will rapidly largely at entry into force dispose of obligations on farming. Before the finish of the transitional periods, Canada and the EU will change, separately, 92.8 % and 93.5 % of exchange lines in horticulture. Fisheries most obligations will be wiped out at entry into force. Other than duties, the fish bundle additionally incorporates different components important to EU firms, for example, better access to Canadian fish for the EU preparing industry. Reasonable fisheries will be created in parallel, specifically with respect to checking, control and reconnaissance measures, and the battle against illicit, unreported and unregulated fishing. DISPUTES BETWEEN CANADA AND EUROPEAN COUNTRY THAT HAS BEEN TAKEN TO WTO On 13 May 2003, Canada asked for conferences with the European people group concerning certain measures taken by the EC and its part States influencing imports of farming and nourishment imports from Canada. With respect to group level measures, Canada stated that the ban connected by the EC since October 1998 on the endorsement of biotech items has limited imports of horticultural and nourishment items from Canada. With respect to State-level measures, Canada attested that various EC part States keep up national advertising and import bans on biotech items despite the fact that those items have as of now been affirmed by the European people group for import and showcasing in the European people group. As per Canada, the measures at issue gave off an impression of being conflicting with the ECs commitments under: Articles 2.2, 2.3, 5.1, 5.5, 5.6, 7 and 8, and Additions B and C of the SPS Assentation; Articles 2.1, 2.2, 2.8, 5.1 and 5.2 of the TBT Understanding; Articles I:1, III:4, X:1 and XI:1 of the GATT 1994; and Article 4.2 of the Farming Understanding. Canada likewise considered that the measures at issue invalidate or impede benefits gathering to Canada in the feeling of Article XXIII: 1(b) of the GATT 1994. Australia, Argentina, Brazil, India, Mexico, New Zealand and the Assembled States asked for to join the conferences. The EC educated the DSB that they had acknowledged the solicitations of Australia, Argentina, Brazil, India, Mexico, New Zealand and the Assembled States to join the counsels. On 7 August 2003, Canada asked for the foundation of a board. At its meeting on 18 August 2003, the DSB conceded the foundation of a board. Opportunity for Canada to explore business in European country Europe has an infrastructure opportunities for Canadian companies. There will be Tariff Exclusion for Trade in Goods. Under CETA 98% of Europe tariff lines will become duty free for Canadian-origin things. In coming seven years there are plans to reduce and eliminate Tariffs of Canadian things which is export to Europe. For future prospects Europe will eliminate tariffs in Agriculture sector, Metal product, Seafood, Oil and gas sector. This new trade deal should be significant for future. But now it depends on Canadian companies on how they familiarize and respond to European opportunities. If they adapt this term confidently, it is good for Canadian economy growth. COMPETITION AND THREATS FOR CANADA FROM EUROPEAN COUNTRIES CANADA VS EUROPEAN COUNTRIES à ¢Ã¢â€š ¬Ã‚ ¢Among the nations, Canada positions second (behind just Mexico) in each of the four segments analyzed computerized administrations, Research and development administrations, corporate administrations and assembling. Among these areas, Canada shows its most grounded outcomes in Research and development administrations, due to some extent to the government and commonplace Research and development impose credits accessible. à ¢Ã¢â€š ¬Ã‚ ¢The high esteem US dollar ended up being a key figure the rankings for some nations. Canadas cost favorable position in respect to third-put Netherlands just changed barely, while Canadas cost preference over Australia declined due (to a limited extent) to the estimation of the Australian dollar declining by much more than the Canadian dollar with respect to the US cash. à ¢Ã¢â€š ¬Ã‚ ¢From an expense point of view, the UK, Canada and the Netherlands offer the least compelling rates of corporate salary assess over a scope of business areas, all aided by duty motivating forces intended to bolster Research and development and additionally other cutting edge exercises. THREATS 1. Tariffs The Exhaustive Financial Exchange Understanding amongst Canada and the EU, or CETA for short, was not proposed to only tinker with levies on imported products. From the beginning, the objective was a decrease in levies to zero and the opening up of new markets. Understanding has been come to on a considerable rundown of merchandise. Harper government pastors were out a week ago spotlighting a couple of these, including moderately low-esteem however interestingly Canadian things like maple syrup, kayaks and Tilley caps. A few areas are balanced for a more considerable score under CETA, and the legislature is planning to advertise the arrangements potential in view of territorial interests: 2. Cultivate wares achievement? The playing field amongst Canadian and European agriculturists is famously hard to level: European nations finance their residential homestead ventures to a degree not seen (and not moderate) in Canada. Truth be told, Canadas supply-administration framework for dairy, eggs and poultry, which will stay under this assention, is intended to maintain a strategic distance from government sponsorships by controlling the costs purchasers pay to guarantee stable returns for agriculturists. 3. Licensed innovation (copyright) Few issues have seen as energetic a verbal confrontation among common society gathers on both sides of the Atlantic as this. European requests for augmented licenses on physician endorsed drugs stay one of Canadas most troublesome choices, as medication expenses for areas and regions could bounce altogether. Be that as it may, other hot parts of the copyright face off regarding have cooled off. The entry prior this time of Canadas Copyright Demonstration changes, C-11, facilitated European requests to convey Canadian benchmarks up to scratch. 4. Government acquisition European access to expansive contracts at all levels of government in Canada has been a key EU request. Be that as it may, Canadian moderators had their very own particular request: A negative rundown approach, permitting regions and domains to draw up a rundown of craved exclusions. Dealing with the points of interest spent a great deal of arranging capital on both sides, however the final product is a rundown of exceptions like the one set up for the Purchase American concurrence with the U.S. SOURCE: http://www.cbc.ca/news/politics/5-key-issues-in-the-canada-eu-trade-deal-1.1154782 https://home.kpmg.com/ca/en/home/media/press-releases/2016/03/canada-keep-stop-spot-as-cost-competitive-mature-market.html https://www.wto.org/english/tratop_e/dispu_e/cases_e/ds292_e.htm https://home.kpmg.com/ca/en/home/media/press-releases/2016/03/canada-keep-stop-spot-as-cost-competitive-mature-market.html http://www.cbc.ca/news/politics/5-key-issues-in-the-canada-eu-trade-deal-1.1154782

Strategic Plan :: essays research papers

Partnerships Because public and private interests in downtown are so inextricably entwined, it is essential that all interested parties work cooperatively to identify and achieve shared objectives. Both public and private investments shape the character of the downtown environment – in terms of how it looks and how it functions. Only if these investments are coordinated can maximum benefits be obtained. When the Center City Commission initiated a strategic plan in 1999, it was responding to the recognized need for a collaborative planning process that both articulated long-range directions for Downtown Memphis and identified short-range action steps to help reach those goals. Two years later, the results of that effort are impressive. In addition to millions of dollars in private and public investment for capital projects, Downtown Memphis has managed to retain†¦ Also significant is the steady improvement in public perceptions of Downtown as measured in the survey conducted by the Center City Commission. While the progress has been considerable, challenges remain, and new trends and influences pose both opportunities and threats to continued prosperity for Downtown Memphis. In light of this, the 2002 Strategic Plan Update planning process was initiated for the purpose of re-examining the issues and priorities established in 1999 Strategic Plan and developing an action plan for the next five to seven years. The process of preparing the Revised Strategic Plan and fulfilling the aforementioned goals was heavily staff driven; but a number of groups were involved in the refinement of the work product and the adoption of the recommendations. Public Meetings throughout the City were held to give downtown stakeholders (property owners, business owners, developers, residents) the opportunity to share their visions and to review the proposed goals of the Center City Commission. In addition to the input from the public meetings, many interested citizens wrote letters to the Center City Commission and completed a survey that was placed on our website, www.downtownmemphis.com. Survey results---- The long-term goals for the development of the Central Business Improvement District reflect the public’s value of some very basic items, such as safety, transportation, usability, and appearance. The goals also reinforce the public’s appreciation of several major anchors within Downtown – the Riverfront, the Main Street Mall, center city neighborhoods, and cultural attractions—that make Memphis unique. A Thriving Central Business District Background on Economic Conditions†¦.(information off of our Fact Sheets) Housing Office Retail Quality of Life Tourism Sustaining Main Street Mall The single most important element in any downtown is its â€Å"Main Street,† the street where retail activity should be concentrated.

A Difficult Task Force: Organizational Behavior Essay

The concept of groups, teams and teamwork is a very important factor for good performance of the whole company. I read the case about the group of professionals who had to control and serve the new joint venture between companies from Japan, United States, and South America. This new company had to make, sell, and service pet caskets for the burial of beloved pets, mostly dogs and cats. During the first month of work, each company had assigned personnel to the task force. The members from every company were chosen to participate in the joint venture. As chair of the task force, Jose initiated a meeting of all the members of the new company. He gave historical information, and then he reviewed the market for the innovations of their prospective product. The task force was to develop the initial design parameters for the new product to meet increasing demand around the world. Next part of the meeting was opened to comments and suggestions. Mariana Preus, representative from Argentina, the head of product design, said that the current designs that they had in production in Argentina plant were just fine, and he didn’t see any reasons to innovate the design of their product. All other members of the meeting agreed not to make any changes in the design of the product. Jose reminded to all of the participants of the meeting that their task force’s purpose is to redesign the product and its manufacturing systems. Finally, Jose had to agree with members of the meeting and to write a memo to the council of presidents with the recommendation to use existing designs and to begin immediately to design the plant and the manufacturing system. The meeting adjourned,d and Jose returned to his computer and started to write the memo that, he knew, would anger the presidents. He wondered what had he done wrong and what he could have done to prevent such result of the meeting. I think that in this case study we see an example of the formal group that is formed by a manager to help the organization to accomplish its goals. The group development process wasn’t finished and ended on the second stage–storming. Analyzing the group member roles, in our situation Jose is the initiator of the meeting, information giver, opinion seeker, and orienter. Mariana Preus has a role of initiator and information giver, because he insisted on the not redesigning of the product. The other members seem to serve just as a passive audience–followers, because they all agreed  to the Mariana’s suggestion, and didn’t give any other opinions. Also, there was no group cohesiveness; a â€Å"we feeling† binding group members together to accomplish their goal. The diverse nature of the group affected the committee’s action by not understanding and participating of all members in the meeting. If I was in Jose’s position, I would try to keep the group headed toward the stated goal better, and not to agree with the suggestion of one member, but to count the opinions of every member of the group. Also, it wasn’t right to adjourn the meeting before getting the result that would approach to the goal of the whole meeting.

Muic Guns and Roses essays

Muic Guns and Roses essays GUNS AND ROSES CONCERT I went to see Guns and Roses in the fall of 2002, and it was truly an event of sensory overload. I felt inspired by their music in every aspect possible and the level of sound was through the ceiling. Throughout my seventeen years I have seen quite a few concerts but this was by far the best concert I have ever seen. It was a usual Sunday morning outside for everyone else, but for me it was one of the best days of my life. Just a few days prior my friend, Greg Heaven, had received an extra pair of tickets off the Internet. I was lucky enough to have him as a good friend and be able to buy these great floor seats from him for half the ticket price. We decided to leave for Cleveland around 4 oclock, three hours before the concert even started. I got stuck sitting in the backseat for an hour and a half. This was the most eagerness Ive ever had to experience in the back of a car. I spent the whole time listening to Guns and Roses blasting on the stereo system and contemplating whether Axle Rose still had what it takes to play rock and roll music. As we entered Cleveland there were sings with the bands name everywhere and plenty of places to park being that we were 2 hours early. An old man motioned with his arms where to park, as the vehicle came to a stop. My friends and I got out of the car and looked around to check out the city. My friends and I decided that it would be fun to take a walk around the city to pass time. As I walked around there were many scalpers asking if we had tickets and homeless people walking up asking if we had any money for something to eat. I became somewhat nervous being that I was a young white boy walking around in the ghetto. I decided that the best idea would be to enter the Gund arena and get our seats for the concert. I first walked around the arena a few times checking out the outrageous prices on Guns and Roses memorabilia...

Reading changed my life Essays - Daisy, DAISY Digital Talking Book

Reading changed my life Essays - Daisy, DAISY Digital Talking Book ESOL 0372 Book Reading Exercise (BRE) #2 Reading changed my life Daisy Russel spent her unfortunate childhood a violent father, a gold seeker. Her family often had to move all over the country looking for the pot of gold. There fore, between first and sixth grades, Daisy attended seventeen different schools. As a result, it affects alot on her education. Her father considered girls dont need education and. When Daisy was about a year old, if her mother didnt stop him, he tried to give Daisy away. Daisy was beaten by her father all the time. Further more , an uncle had been sexually abusing her. In school, she was too frightened to tell her teachers about anything, she tried to make her self quiter and quiter. Until one day, her mother took her run way. Daisy was finally free of her father. But the beatings from him had damaged her spirit. School became a nightmare with her. She felt herself stupid and worthless at school. By chance, when she was about 18, a lady gave her a copy of magazine. It took her months to read it. But she tried har d enough and discovered a burning desire to learn to read. It wasnt too late for her. By reading more and more books, she tried to change her life. Until now, she become a happy and successful woman. There is a lot of research about the benefits of reading, its not only give us knowledge but also helps us overcome the stress and sleep better. Look at Daisy Russel s story, although she spent her childhood with violence and abussing from her father, and her spirit was damaged. But when she start to read her first book, it helped to comfort her soul, and take away her nightmares. I think the most important thing that change her life is not only reading, but also is her persistance. She was not good at school but she wasnt give up. she tried to read even though its not easy. And thats what I have to study from Daisy Russel

Vandalism and how it is a problem today.

Vandalism and how it is a problem today. Our Definition Of Vandalism Vs.Prior to beginning our research of vandalism we began discussing our own definition of vandalism and what it meant to us. The following is what we came up with for our own description of vandalism. Vandalism is the act in which one purposefully commits an act in which they either destroy, trash, wreck, ruin, or render unusable a possession in which they are not the rifle owner of. This would also consist of acts such as graffiti. Now let's see our definition compared to that of other legitimate sources.Dictionary.com - Willful or malicious destruction of public or private property.Old Dictionary - intentional destruction or damage to propertyWebster's Dictionary - Destruction or spoiling of what should be preserved.If you compare our explanation of the word vandalism to these other you can see the relation and how these are nearly the same meanings in different terminology.Graffiti in Bucharest, July 2007.To achieve the most random of results from our e xamination we handed out exactly forty-eight surveys. We did this so that there were twelve per grade and precisely twenty-four male and an equal amount of females receiving our questionnaire.An additional unanticipated piece of information that we came across was the fact that just 10% of the people felt some sort of regret or remorse for their wrong doings. This is somewhat shocking taking into consideration that we found 28% have admitted to being caught. This means that some people still aren't bothered by the actuality that they have been caught and this isn't preventing them from committing such crimes again. This would lead one to believe that people aren't taking the punishments seriously enough, which is most likely for the reason that they aren't severe enough. If the penalty for vandalizing were more harsh perhaps people...

How Litigation and Court System Affect Immigration Research Paper

How Litigation and Court System Affect Immigration - Research Paper Example The Centre for Public Studies also reported that the United Nations in 2005 found that there were at least 191 million migrants of international descent across the globe. This represents about 3% of the total world populations and is mostly from the developing nations. The numbers of people living in their countries of birth are expected to dwindle in the near future since there is an increasing influx of individuals who seek residence outside their countries of origin mainly for financial reasons. In the current day of world economic recession, influxes of immigrants are posing financial/economic, safety and population challenges in the countries that host immigrants. The increases in population are rising faster than economic growth. Given that most countries are putting down strict laws where immigrants and refugees are concerned, most immigrants are finding â€Å"underhand ways of becoming citizens of the countries† that they desire thereby raising diplomatic and legal con cerns in the countries affected (Romero and Hing 230). The problems that have accompanied the influx of immigrants are not limited to logistical issues on housing and economy, but also on fraud and security issues. Among the most significant questions that have been raised are the employment of non-immigrant citizens, government provision of infrastructure and the longtime change of culture and ways of life of the people; which adversely affects the citizens. For the stated reasons, many governments have developed different policies and laws that govern the acceptance and handling of immigrants. Wexler widely studied that the laws vary from one country to another and the judicial involvement in cases pertaining to such topics also varies from one country to another (1). The politics of immigration in the present day is however increasingly revolving around issues like terrorism and national security. For example, the Australian public policy debates on immigration have been based on the burdens that result from populations surges may have on the infrastructure, public services and the natural environment. There is increasingly a high level of political sensitivity on uncontrolled entry of migrants and the risk of ethnic and racial tensions that might result from such associations. Wexler stated that judicial power has been invoked in the concern for immigration issues and parliament has over time tried to confine the area of operation of the judicial review and the jurisdiction of courts (1). In the United States, the Immigration and Nationality Act of 1952 forms the basic body of immigration law in the country. This Act is also contained in the United States Code (U.S.C.) which contains all the laws of the United States of America. This Act has undergone several amendments so as to reach several current requirements in immigration. In the 1990 Immigration and Nationality Act, an amendment was done to change the preference and level of admission of immigrants into the United States. It was also meant to provide administrative naturalization among other functions.  

Using financial reports and accounts of your chosen 'WPP' analyse the Case Study

Using financial reports and accounts of your chosen 'WPP' analyse the results of the organisation highlighting trends in performance using appropriate and relevant ratios and analysis techniques - Case Study Example Notably, the company that was selected is AKQA that mainly deals in ideating and designing of digital products. This analysis would be aimed at creating the best use of financial ratios in ensuring that the company’s performance is effective. AKQA is an affiliate company that is under the WPP group of companies in the United Kingdom. Notably, the company mainly deals in creating innovative ideas and implementing the ideas to come up with the most digital products for their clients. In addition, the company deals in content creation, e-commerce, digital marketing, as well as product designing. Currently, the company’s major headquarters are found in London, United Kingdom and San Francisco, United States of America. As a company that mainly deals in digital products, AKQA has a social media team of practitioners who have unique expertise in innovation and leadership hence providing the company’s clients with a strong and stable competitive advantage. Notably, this helps the company to successfully traverse through multiple geographical regions, financial platforms and economic channels in delivering continuous solutions to its clients. Evidently, the company has branches in several countries such as Netherla nds, Germany, China, USA, UK, India and France. The company keeps financial records that can be used to analyse the various ratios that evaluates the company’s performance over a specific period [20]. Looking at the company’s annual report, it is evident that the company recorded a negative margin in billings between 2011 and 2012. Notably, the company recorded a decrease of -0.9% which resulted from a reduction in billings from  £44,792m in 2011 to  £44,405m in 2012. In addition, the company recorded a +3.5% increase in the amount of revenue. Evidently, the increase was as a result of the rise in the amount of revenue from  £10,022m in 2011 to

Group project Essay Example | Topics and Well Written Essays - 750 words - 1

Group project - Essay Example Citigroup; is a financial organization with three segments; global wealth management, investment and corporate banking and global consumer. The company is guided by the slogan â€Å"Knowledge is your greatest asset† and the three segments work collectively to provide financial management services and portfolio management services to its customers (Fortune 500 Mission Statements. (n.d.). Its mission is to the most treasured global financial services enterprise. In conduction its business, Citigroup is guided by the following values and principles; NIKE Inc.; is an American corporation celebrated for designing, advancing, manufacturing and global marketing and selling of apparel, shoes, balls and other sporting equipment and services. The mission of the company candidly exemplifies what the company is out to achieve; â€Å"To bring inspiration and innovation to every athlete in the world† (Fortune 500 Mission Statements. (n.d.). It values culture, the environment and the opportunity to work together with stakeholders and shareholders for delivery of quality services while maintaining the happiness of all those who are connected to it. Additionally, its activities are highly interwoven to provide inclusiveness and offer its employees an environment that bolsters fulfillment of personal goals and attainment of happiness. Its core value of delivering growth in the veracious way seems to be a major factor that has enabled the company to be competitive in the market as its products not only suit the needs of the markets but also giving its employees adequate confidence (Page & Vella-Brodrick, 2009). It further perceives fairness to be an imperative part of sustainability and has always acted fairly towards its employees and its customers. The Walt Disney Company; is a multinational that operates worldwide entertainment collection of entertainment parks, studios, resorts and consumer products including

The Russian Revolution Essay Example | Topics and Well Written Essays - 1000 words

The Russian Revolution - Essay Example The thirst for equal opportunities that the French Revolution inculcated in people also was one of the major reasons for the development and growth of democratic institutions of power in the world. This was seen in another revolution that took place during the twentieth century, the Russian Revolution that ended the reign of the tsars in Russia and paved the way for governments that would be based on the consent of the people of Russia. The Russian Revolution managed not only to wrest power from the Tsar but also to place it in the hands of the Bolsheviks and not in the hands of any emperor as in the case of the French Revolution when power finally ended up in the hands of Napoleon, who in a sense perverted the goals of the revolution by installing himself as the emperor of France and not upholding the ideals of the French Revolution. There are several similarities between the Russian and the French Revolutions. Both were very important events in their own times and were important in shaping the future of the world. The Russian revolution not only affirmed the world’s growing faith in democracy and rejection of autocracy but also signaled a willingness to focus on the welfare of the masses of a nation and not on the diplomatic concerns of a country. The unwillingness of the Russian people to be a part of wars was seen in the lack of popular support for the First World War and the dissent that had started to breed in the masses after the setbacks that Russia had to face during the First World War. This is similar to the French revolution in two ways. The French revolution too had a great impact on the world and its main rival, Britain felt the shockwaves of the revolution throughout the period of the Regency and the Victorian age. The fear of a revolution can be seen in the literature of this period that in some cases valorizes the revolution and in others mocks and satirizes it as an ineffectual tool for social change. The French Revolution with its slog an of â€Å"Liberte, egalite, fraternite† (liberty, equality and fraternity) caused people around the world to harbor dreams of a utopia where the lords and the peasants would be able to live as equals and share the produce of the land equally with enough for all. Like the French Revolution which made not only the French but also people of other countries clamor for freedom from autocracy, the Russian Revolution too made the claims for freedom that countries under the yoke of imperialism had been making for many years. Apart from this, the resentment of the French public was due not only to the misery that they were facing but also due to the recognition that their country had been spending their money unwisely by helping the Americans in their war for independence. This expenditure was thought of as a waste of money by thy emergent class of the bourgeois who were at the forefront of the revolution. As in the French Revolution, it was a concern for the faltering economy of th e country that was one of the major reasons for the Russian Revolution. The emergence of a bourgeois mentality in the people can be considered as a reason for the sudden uprisings that took place during this time even though the Bolsheviks were overtly Marxist in their approach to the topic of governance. Awareness and concern regarding the manner in which the national revenues were being spent and dealt with, is an indication of the increasing desire for control that the middle classes of both France and Russia felt during their respective

TQM Strategy & Toolkit Essay Example | Topics and Well Written Essays - 2500 words

TQM Strategy & Toolkit - Essay Example rts as it can be used for identifying organizational procedures, ideas, cause and effect matters and business statistics that are related to the business organization. This piece of research work is an attempt to examine the relevance and organizational significance of Total Quality Management with relation to the case of Financial Collection Solutions and Services (FCSS). This paper identifies most appropriate TQM tools that can help the company develop its software based business of credit cards and other payment solutions. The concept of Total Quality Management and its importance in the business and economy have dramatically increased in recent years because it has been considered to be an effective strategy that can help managers to become accustomed to the changes in both technology and changing customer attitudes as well customer demands. When the business contexts continue changing and are challenged by innovative and technological advances, the business must be able to adjust with changes and to provide goods and services according to the changing business contexts. Customers, competitors, employees and stakeholders all are putting maximum pressure on managers to quickly innovate and change the business route. Total Quality Management is one approach that has emerged to meet these changing forces. This approach also has been termed as Continuous Quality Improvement (CQI) and Leadership Through Quality (LTQ) (Brown and Harvey). One of the very basic tasks and objectives of the management is to achieve quality in the business. According to Peter F Drucker, a business must be able to create a customer in a way that it can satisfy him by providing some product or services that he wants (Burril and Ledolter, 1999). A business can be said to have achieved the required ‘quality’ when it provides excellent products or services with required attractiveness, with no defects, and with reliability and long term dependability. Customers demand high value and

Dunnings eclectic Principle Essay Example | Topics and Well Written Essays - 1250 words

Dunnings eclectic Principle - Essay Example The given three principles have been taken from various theoretical approaches; hence John Dunning labeled his approach as ‘eclectic’. It was Dunning who in the year 1980 which was given in Dickens in the year 1992 that any company would like to get itself engaged in the production arena internationally if the following three conditions are present. (Dicken p.109)   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  1. Every company possesses few specific advantages which if not in possession by any competing companies belonging from other nationalities where the advantage should be owner-specific in nature. (Dicken p.109)   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  2. These kind of advantages are mostly exploited by certain companies itself rather than leasing or selling them to different companies. Citing it in different words, every company tries to internationalize the nature of ownership-specific advantages; and(Dicken p.109)   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  3. it is more profitable for every company in exploiting the assets in international market other than doing it in domestic areas. It is true that factors like location-specific plays an important role with internationalization of the very nature of owner-specific while determining whether and where the overseas production takes place. (Dicken p.109)      Ã‚  The Advantage of ownership-specific is an asset which is internal to the company itself. In this case knowledge of specific type, human skill or organization and all these do require proprietary right for its use, like any right which is legally protected. (Dicken p.109) Extent and pattern of the internationalization its value-chain operations abroad: Calypso Rose when she was 29 became renowned in the business of accessories and bags. This particular business is now six years now and it is aiming at young women and teenage girl. This is a age of globalization and in this time it is necessary to make the business global. Clippy bags are the brand name and have gained recognition. They have kept this thing in account that global expansion strategy is in needful of the present hour. Presently the business surrounds the Japan and European market. (GLE Group pp. 1-3) Calypso Rose the tycoon business woman has been successfully running the business since the age of 23. The particular brand name ‘Clippy’ now has been successful in carryimg out international venture in different markets thereby gaining the company to strengthen its fundamental base in UK. They could do so by taking the help from the team of London International of UK Investment and trade. (GLE Group pp. 1-3) The brand Clippy brand has established a good stronghold in UK market before they were recognized internationally in the year 2007 by London International Trade Adviser, Gail Williams. the advice given by Gail Williams in the strategic area was useful in the early stages of the company especially in the export journey which helped the company to bring f orth the brand Clippy in the international market. During the time of recession in the year 2008, Calypso in a very intelligent manner expanded and modified her business for survival in this weird market. (GLE Group pp. 1-3) Utilization of certain schemes, by Calypso, likes the Trade Access Program (TAP) and Passport for Export so that their product can be put up on international base. In addition, the assistance from an international adviser on trade has helped Clippy a lot in formalizing the export strategy for targeting the markets of Europe. The funding which the company received from TAP helped them in exhibiting in the European market. During this period Calypso met her European distributor. Being a small company it believed in cash flow so funding became invaluable. With the success, which it got initially, helped the compan

The Russian Revolution Essay Example | Topics and Well Written Essays - 1000 words

The Russian Revolution - Essay Example The thirst for equal opportunities that the French Revolution inculcated in people also was one of the major reasons for the development and growth of democratic institutions of power in the world. This was seen in another revolution that took place during the twentieth century, the Russian Revolution that ended the reign of the tsars in Russia and paved the way for governments that would be based on the consent of the people of Russia. The Russian Revolution managed not only to wrest power from the Tsar but also to place it in the hands of the Bolsheviks and not in the hands of any emperor as in the case of the French Revolution when power finally ended up in the hands of Napoleon, who in a sense perverted the goals of the revolution by installing himself as the emperor of France and not upholding the ideals of the French Revolution. There are several similarities between the Russian and the French Revolutions. Both were very important events in their own times and were important in shaping the future of the world. The Russian revolution not only affirmed the world’s growing faith in democracy and rejection of autocracy but also signaled a willingness to focus on the welfare of the masses of a nation and not on the diplomatic concerns of a country. The unwillingness of the Russian people to be a part of wars was seen in the lack of popular support for the First World War and the dissent that had started to breed in the masses after the setbacks that Russia had to face during the First World War. This is similar to the French revolution in two ways. The French revolution too had a great impact on the world and its main rival, Britain felt the shockwaves of the revolution throughout the period of the Regency and the Victorian age. The fear of a revolution can be seen in the literature of this period that in some cases valorizes the revolution and in others mocks and satirizes it as an ineffectual tool for social change. The French Revolution with its slog an of â€Å"Liberte, egalite, fraternite† (liberty, equality and fraternity) caused people around the world to harbor dreams of a utopia where the lords and the peasants would be able to live as equals and share the produce of the land equally with enough for all. Like the French Revolution which made not only the French but also people of other countries clamor for freedom from autocracy, the Russian Revolution too made the claims for freedom that countries under the yoke of imperialism had been making for many years. Apart from this, the resentment of the French public was due not only to the misery that they were facing but also due to the recognition that their country had been spending their money unwisely by helping the Americans in their war for independence. This expenditure was thought of as a waste of money by thy emergent class of the bourgeois who were at the forefront of the revolution. As in the French Revolution, it was a concern for the faltering economy of th e country that was one of the major reasons for the Russian Revolution. The emergence of a bourgeois mentality in the people can be considered as a reason for the sudden uprisings that took place during this time even though the Bolsheviks were overtly Marxist in their approach to the topic of governance. Awareness and concern regarding the manner in which the national revenues were being spent and dealt with, is an indication of the increasing desire for control that the middle classes of both France and Russia felt during their respective

Dunnings eclectic Principle Essay Example | Topics and Well Written Essays - 1250 words

Dunnings eclectic Principle - Essay Example The given three principles have been taken from various theoretical approaches; hence John Dunning labeled his approach as ‘eclectic’. It was Dunning who in the year 1980 which was given in Dickens in the year 1992 that any company would like to get itself engaged in the production arena internationally if the following three conditions are present. (Dicken p.109)   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  1. Every company possesses few specific advantages which if not in possession by any competing companies belonging from other nationalities where the advantage should be owner-specific in nature. (Dicken p.109)   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  2. These kind of advantages are mostly exploited by certain companies itself rather than leasing or selling them to different companies. Citing it in different words, every company tries to internationalize the nature of ownership-specific advantages; and(Dicken p.109)   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  3. it is more profitable for every company in exploiting the assets in international market other than doing it in domestic areas. It is true that factors like location-specific plays an important role with internationalization of the very nature of owner-specific while determining whether and where the overseas production takes place. (Dicken p.109)      Ã‚  The Advantage of ownership-specific is an asset which is internal to the company itself. In this case knowledge of specific type, human skill or organization and all these do require proprietary right for its use, like any right which is legally protected. (Dicken p.109) Extent and pattern of the internationalization its value-chain operations abroad: Calypso Rose when she was 29 became renowned in the business of accessories and bags. This particular business is now six years now and it is aiming at young women and teenage girl. This is a age of globalization and in this time it is necessary to make the business global. Clippy bags are the brand name and have gained recognition. They have kept this thing in account that global expansion strategy is in needful of the present hour. Presently the business surrounds the Japan and European market. (GLE Group pp. 1-3) Calypso Rose the tycoon business woman has been successfully running the business since the age of 23. The particular brand name ‘Clippy’ now has been successful in carryimg out international venture in different markets thereby gaining the company to strengthen its fundamental base in UK. They could do so by taking the help from the team of London International of UK Investment and trade. (GLE Group pp. 1-3) The brand Clippy brand has established a good stronghold in UK market before they were recognized internationally in the year 2007 by London International Trade Adviser, Gail Williams. the advice given by Gail Williams in the strategic area was useful in the early stages of the company especially in the export journey which helped the company to bring f orth the brand Clippy in the international market. During the time of recession in the year 2008, Calypso in a very intelligent manner expanded and modified her business for survival in this weird market. (GLE Group pp. 1-3) Utilization of certain schemes, by Calypso, likes the Trade Access Program (TAP) and Passport for Export so that their product can be put up on international base. In addition, the assistance from an international adviser on trade has helped Clippy a lot in formalizing the export strategy for targeting the markets of Europe. The funding which the company received from TAP helped them in exhibiting in the European market. During this period Calypso met her European distributor. Being a small company it believed in cash flow so funding became invaluable. With the success, which it got initially, helped the compan

Later Adulthood Essay Example for Free

Later Adulthood Essay Aging in our society can be a very stressful time regarding our elderly. They are going through tremendous changes not only physically, emotionally, but also socially. It is in our best interest to help them make the proper adjustments during what can be a difficult time for some. Retirement is not always the best thing for our senior citizens. It can be a trying time as they no longer feel useful. We need to insure they remain productive by maintaining relationships with friends and family, volunteering, finding a hobby, and most important maintaining a healthy lifestyle. Because our society is so obsessed with youth, many of our senior citizens feel left out. In Japan, they treat their elders with the utmost respect. (Maslow, Kirst 2010). It is our turn to treat our senior citizens with the same respect instead of shunning them from society. At times their living accommodations are not suitable and the amount of healthcare they may need can cause stress in their lives. Their relationships with their spouses, children, friends, and coworkers change dramatically. It can be a difficult transition and is up to us to make sure they can ease into later adulthood with positive attitudes and a foundation of hope for their future. In their later adulthood years, the elderly experience changes in their roles and social position. Upon retirement, many aging individuals may withdraw from their social network circle. This may happen when the individual is not ready to retire and resents being forced to retire. They begin to feel unwanted and feel they no longer have anything in common with their friends. Our society does not incorporate the elderly desires of remaining productive which may cause them to disengage in socializing with their peers. Their social status changes from teacher, pharmacist, and store manager to perhaps a regular Joe in the neighborhood. This can impact their mentality and their ability to maintain a positive attitude during retirement. One of the best ways for the elderly to continue to feel worthy during their later years is perhaps volunteering and influencing our youth with their knowledge and wisdom. Determining the best suited living accommodations for the elderly can be a daunting task for their loved ones. Many elderly are determined to stay in their homes living independently and if they are not ill than that option may work for them. There are many  factors that determine if they can stay in their home. Do they have transportation? Are they close to stores and medical care? If their loved one has health issues and requires medical attention around the clock than a nursing home would be their best option. Another option would be a retirement community, senior apartments or senior homes. Trying to find the best living accommodation for the elderly to spend their days living productive lives is very important. They also need access to affordable healthcare. Many elderly are plagued with health issues and cannot afford prescriptions or doctor visits. They do benefit from senior citizen discounts but it is not enough to cover all their medical expenses. Our society needs to find a better solution in terms of our aging population and health care needs. Kim Moen stated† On the one hand, the retirement experience may promote a sense of well-being, as workers move out of demanding and/or stressful career jobs. On the other hand, the retirement passage itself may lead to diminished well-being, as individuals lose their occupational attachments, their social network of coworkers, and a major anchor for their identities.† (Headnote, para 2). Regarding our aging population, the most difficult time for them can be transitioning from working all their life to retirement. Our society has stressed the importance of youth and our elderly start to feel useless. Going into to retirement can cause more burdens on the elderly. By living on a fixed income and not being able to spend on eating out, movies, or even vacationing can takes its toll on the elderly. They can become depressed, which can then lead to suicidal thoughts. Another factor of going into retirement is the elderly may lose contact with coworkers since they no longer have work to discuss, they start to avoid contact with friends. Many elderly couples may not get along during retirement, they are not accustomed to being around their loved ones all day and this can cause problems in their marriage. Our society needs to encourage our elderly to remain productive after retirement so they can feel needed and participate in volunteer programs offered in their communities. If they are able to work and can continue to contribute to society, it will be a positive situation for everyone including our economy. There are many factors that can contribute to our elderly populations marital, family and peer relationships. During retirement, an elderly couple may experience more  marital strife as they are attempting to get used to being home all day. Their health also plays a part on their marital relationship. If one partner is ill, than the other partner has to care for the ill partner and this will cause stress. As couples, our elderly may not have the bond the once had at a younger age. They need to maintain a close relationship and focus on their positive aspects of their relationship. Regarding their own children, some elderly attempt to withdraw and not maintain close relationships with their children or grandchildren. Some will engage more and try to interfere in raising their grandchildren, which will cause problems with their own children. In their peer relationships, they may withdraw also. It does depend on the individual and their circumstances on how they handle the important relationships in their lives. Bookwala and Franks (2005) found that having a successful marriage will enhance the physical wellbeing of elderly couples as they progress into their golden years. There are many social policies impacting our aging population. Many of these social policies were designed to assist our elderly during their retirement years. â€Å"One out of ten older people live in poverty.† (Zastrow Kirst-Ashman, 2010, para. Financial Problems of Older People). This information demonstrates the dire situation our elderly are experiencing. How are they able to make ends meet if they have no savings and living entirely on Social Security benefits? Another factor is the cost of healthcare that many aging individuals have to deal with. If they are in poor health and are in need of constant doctor supervision and medicine, they are relying on the governments Medicaid program and at times this can cause added stress in their lives. If their health is deteriorating, it makes sense that we need to implement new strategies to assist the elderly with aging. We should also encourage them to work if they are physically fit and able instead of discriminating against them based on their age. Our focus should be campaigning for them to engage in exercise, eating healthy and maintaining an active lifestyle throughout their lives to delay the effects of aging. In order for our elderly to continue progressing in later adulthood, our society needs to change our way thinking. We should encourage elderly people to work and be productive. A national campaign for our elders should address the benefits of physical fitness, eating right, and  maintaining close relationships with their loved ones. We should make them feel wanted and treat them with the utmost respect. They have lived life, have wisdom and experience to share with everyone. By incorporating those into volunteer programs will also be highly beneficial for everyone involved. Making sure they are happy and living in acceptable conditions should also be our concern. Now is the time, to turn the tables around and ensure that we are doing our best to take care for our aging population. Works Cited Bookwala, J., Franks, M.M. (2005). Moderating role of marital quality in older adults depressed affect: Beyond the main-effects model. The Journal of Gerontology, 60B (6), p.338-p.341. Kim, J.E., Moen, P. (2002). Retirement transitions, gender, and psychological well-being: a life course, ecological model. The Journal of Gerontology, 57B (3), p.212-p.222. Zastrow, C. H., Kirst-Ashman, K.K. (2010). Understanding Human Behavior the Social Environment (8th ed.). Retrieved from The University of Phoenix eBook Collection database

Development Of Emotional Resilience

Development Of Emotional Resilience What is emotional resilience and how does this develop? What might the consequences be for someone who has this process disturbed? Emotional resilience is not a unitary concept of the self but integral to the multi-faceted, wider process of psychological resilience; retaining homeostatic mental security in an eternally shifting, socially constructed world. Resilience develops through experiential maturation; a dynamic process of adaptation and resistance in the endeavour to maintain social identity within specific hereditary and adaptive cultures. This response proposes that emotion is the core of an embodied individual resilience within relational contexts; therefore to seek conceptual understanding, consideration must be made of biological, behavioural and phenomenological influences on the psychological state. Empirical evidence proposes that the templates of emotional resilience are formed from the first day of a new life (even in uteri) and develop within the attachments of familial and systemic structures, experiencing both positive and adverse environmental factors. This brief insight will offer the reade r some understanding of the specific concept of emotion in our Western world. It will lead to focus on the crucial factor of human attachments as they model individual psychological development, and it will become clear that emotional resilience is part of a development synthesis (Cairns 1979) assimilated into psychological, social and cognitive theories that accumulatively demonstrate the emotional range of culture. When this synthesis is disturbed or traumatised, the concepts of fear or anxiety are experienced and begin an organic protective conditioning that if continual, can become manifested as negative psychological conditions and maladaptive behaviour. In seeking therapeutic efficacy, emotions might therefore be explored in relation to individual needs. The complexity of the social-mind-body assimilation presents a fascinating challenge for reparative treatment; research leading to a modernity of thought and beginning pro-active application of preventative measures through va rying social programmes. What are emotions? From early philosophical consideration to date, emotion has been viewed as an interference with rationality; an echo of pre-sapient expression. Darwin (1872)  [1]  introduced the concept of emotion in The expression of the Emotions in Man and Animals as he defined specific emotions finding expression through facial movement and overt behaviour. William James (1884)  [2]  extended this perspective in an article in Mind as he proposed this as a result of a prior, emotional neural signal; the feeling of physiological change Is the emotion. James Lange (1890)  [3]  developed this hypothesis further defining the first systemic theory of emotion, proposing three stages of emotional elicitation and physiological response: a presented emotional stimulus arousal in the autonomic nervous system physiological feedback leading to experience of an emotion In adverse extremity, we might acknowledge this as the basis of the fight or flight stress response, however this concept was extended by the Cannon-Bard Theory (1929)  [4]  as it specifically identified the hypothalamus of the brain to be the organ that activated physiological changes. Whereas the James-Lang Theory argued that human experience of emotion depended on preceding bodily changes, the Cannon-Bard Theory claimed that emotional experiences and bodily changes are independent. Early thought therefore understood resilience to be embedded in neurological physiological states. These proposals held historical behavioural cognitive validity, however there was no clarity of how an emotional situation actually activated the thalamus, i.e. how did the cognitive system detect that a stimulus was threatening or innocuous? The question remained: do individuals experience emotion based on their bodily perception, or are there specific emotional neural patterns which respond to envi ronmental events that result in physiological and visceral expressions? Perhaps the fulcrum of research was Schachter (1922 -1977)  [5]  as he proposed that only a general stage of visceral arousal was necessary for the experience of emotion and the individual would present the experience in the language of cognition, i.e. thought, past experiences, environmental references. Historical witness gave rise to Schachters James theories taken in accordance; as visceral arousal being essential for emotional experience but the manifestation of the emotion dependent on the cognitive, perceptual evaluations of external environment. To connect our animal nature with the world in which it is embeddedemotions respond immediately to the truth of things. They are the most alert form of attention. Disgust turns away from decay, fear warns of danger, desire recognizes beauty and pity responds to need. Hillman (1972) The psycho-biological and social perspectives are therefore implicit to the concept of emotional resilience within experiential processes. Drever (1964) stated that emotion is a complex state of the organism, involving bodily changes of widespread character in breathing, pulse, gland secretion etc. à ¢Ã¢â€š ¬Ã‚ ¦and on the mental side, a state of excitement or perturbation, marked by a strong feeling, and usually an impulse towards a definite form of behaviour. Intrinsically connected the neurological and physiological systems create behavioural responses, evoking feelings and thoughts subsequently manifesting as learned behaviour and leaving a residue of experience. Drevers analysis alludes to trans-theoretical components which could initially be assumed to be in contextual concordance; cognitive, physiological, experiential, expressive and behavioural. These assumptions are integral to the research of Schachter Singer (1962) and their cognitive labelling theory  [6]  ; two f actors proposed as essential for emotional experience: high physiological arousal (neuro-psychological) emotional interpretation or label of the arousal, e.g. fear, pleasure, anger, (expressed through culturally shaped language). Critique could hold these assumptions as simplistic when considering Craske Craigs (1984) study of performing pianists, which typically found a lack of concordance of components during adverse situations. Whilst stress measurements of an individual component correlated significantly, trans-component measurements reflected little concordance, amplifying the complexity of emotion and its development of resilience. Why therefore can an individual appear to be very anxious or angry when one component of emotion is considered, but not when a different one is assessed? If the components were in correlation with each other, a singular measurement would only be necessary to understand an individuals emotional state. This observed lack of correlation supports consideration of integrative theoretical perspectives, as individuals have unique systemic foundations and neurological processing modalities. If as so far theoretically proposed, the origin of an emotion is an inherently organic and genetically pre-determined reaction to a stimulus; if the stimulus is adverse, how long can negative psychological impact be sustained without harm? Concepts of emotions and resilience are therefore embedded in a dynamic and interactive process of environmental interaction and socialisation, leading to a phenomenological consideration of experience. Phenomenological consideration reveals a diversity of emotional states identified at an experiential level. Mauss (1872 -1950)  [7]  and Mead (1901 -1978)  [8]  proposed individual minds to be penetrated by social and cultural practices; internal representations creating a dynamic view of the self. As we consider the socio-biological/cognitive proposals, it seems emotions are an individuals indicator of their human state in society and crucial to the defence of the self; therefore what of psychoanalytical thought? Freud purported emotions as a biological function, manifested as neuroses originating inner desires ; Jung (1875-1961)  [9]  proposed an archetypal self care system; for Adler (1870-1937)  [10]  self defence was socially based in the drive for success; existentialists such as Heidegger (1972)  [11]  and Kierkegaard (1960)  [12]  propose emotions as exposure of the threat of non-being; Ekman  [13]   Davidson  [14]  (1994) the evolutionary forc e that enables us to adapt to our life tasks and Hillman (1972),  [15]  emotions as symbols representative of the holistic pattern of the soul (Freshwater Robertson 2002). Is an individuals consciousness and internal world therefore systemically distorted to avoid anxiety? Within the psychodynamic realm, it seems individuals are not rational truth-seekers, attempting to accurately interpret the world, but defensive beings who distort reality in the avoidance of psychological pain. Within the interactive subtleties of the individual and social environment, two areas of thought occur in consideration of disturbed emotional resilience; the relationship with sustained, negative environmental forces and the impact of sudden trauma. Emotional resilience One of the most profound sources of anxiety is evoked through fear of a loss of identity or fragmentation and loss of self. The self evolves from birth as emotions develop from pre-verbal experiences, many of which are paralleled with another human being; the mother or primary care giver. Through the development of emotional resilience the crucial impact of attachments as familial and social interactions are internalised, not only to form emotional templates, but also the raw material of the self. Resilience of the self evolves if relations are stable; if not individuals will struggle to create a secure internal version of reality that enables assimilation with the external world. In healthy psychological development, everything depends upon a gradual humanisation and integration of the archetypal opposite inherent of the self as the infant and young child wrestles with tolerable experiences of frustration (hate) in context of a good-enough (not perfect) primary relationship.in as much as the traumatised child has intolerable experiences in the object world, the negative side of the self does not personalise, remaining archaic.the internal world becomes menaced. Kalsched (1996) Integral to the narrative of attachments, and the phenomenological experience fundamental to emotional resilience, Rothbart Ahadi (1994) proposed the element of genetic temperament. Encompassing differences in reactivity and self-regulation within a conjoint physiological and psychological concept, they identified the behavioural scales of surgency/extraversion (high intensity, pleasure v. impulsiveness and shyness); negative/affectivity (discomfort, fear v. satiability comfort) effortful control (inhibitory control, attentional focussing v. perceptual sensitivity). The first two dimensions of infant temperament; fearfulness and irritability correlate with childhood and adult dimensions of negative affectivity or neuroticism and reflect a parallel proposal to Eysencks (1916 -1997)  [16]  theory of arousal systems and the correlation with extraversion and introversion. Rutter Quinton (1984) found that children with heightened negative temperament and low malleability were like ly to elicit irritability and hostility from their parents; the formation of a negative attachment cycle. Rutter (1990) further suggested that this reflected a pattern in which the childrens attributes make them a focus for discord[increasing] the probability that exposure will set in motion a train of adverse reactions that will prolong the risk. Such cyclical behaviour leads us to note the socially constructed self formed through familial scripts and systemic legacies of beliefs and interaction; therefore as personality traits are considered, a set of variable responses may be interpreted as internalised habitual behaviour, thoughts, values, needs and goals. In the search of self, inner reflection arouses further emotions that might lead to additional adaptations, both negative and positive. Satinoff (1982) summarises; an organism behaviour at a particular time depends on the state of its nervous system, the stimuli in its immediate environment, its past individual history and the evolutionary history of its species. This analysis can be applied to the development of attachment as Bowlby (1969)  [17]  noted that adaptive function of proximity maintenance in the protection of human young, and simply identifying humans as social species therefore suggests the evolutionary functions of systems serve to keep individuals physically and emotionally close to others. If formulated on secure systemic attachments, there will be resilience of self; if conversely formulated on dysfunctional, avoidant or anxious attachments, emotional resilience is jeopardised. Social scripts and dogmas of early life, such as men dont cry can become exemplars of inappropriate relational paradigms which lead to conflict of an instinctual demand of attachment behaviour being socially accepted. When internalised distorted scripts remain active in the unconscious, they might severely restrict an adult ability to express emotion. The parody revealed is that through the formations within a psycho-social and behavioural paradigm, individuals who evolve within a negative or abusive environment, despite the continual experience of pain and anxiety, often continue to seek such relations and environments perpetuating the projective cycle of negativity with exposure to the risk of psychopathological development. Freshwater Robertson (2002) highlight the specific pathogenic personality of the parent(s) and the specific pathogenic atmosphere in which the child grew up that account for mal-developments, fixations and unsolvable inner conflicts characterising the adult personality; the correlation reflecting the breakdown in emotional resilience. Manifestation might then be seen in conditions such as social disorders, substance or alcohol abuse, obsessive compulsive disorder, depression, and in the extreme psychosis. What of the impact of sudden trauma? We are aware of the physiological response of the autonomic nervous system, however the psychological impact is not easily assessed as this is dependent on the formulated emotional resilience of an individual. Jung (1929) stated that certain complexes arise from painful or distressing experiences of an emotional nature leave lasting psychic woundsoften [crushing] valuable qualities in an individual. All these produce unconscious complexes of personal nature..others come from quite a different source.the collective unconscious.  [18]  The historical Western script in relation to psychological pain has been to ignore it; to get on with life. There has to be an element of stoicism to return to functional life; however the psyche is powerful in demanding remembrance of pain as poignantly recorded in the recent memorial to the liberation of Auschwitz 65 years later: So I was hiding out in the heap of dead bodies because in the last week when the crematoria didnt function at all, the bodies were just building up higher and higher. So there I was at night time, in the daytime I was roaming around in the camp, and this is where I actually survived. Bart Stern  [19]   Social scripts are changing but some denial still exists in corners of Western culture. Theorists have suggested that in the desire to block psychological pain, or to control or avoid emotional responses in accordance to this legacy of the collective unconscious, an emotional numbing becomes an automatic process; evoking symptoms of disinterest, detachment or denial. Avoidance of emotional material is thought to be a central factor in negative outcomes such as post traumatic stress disorder (PTSD). The emotional processing model proposed by Foa Kozak (1986) and the relational construct theory of human learning (Kelly 1905 -1967 )  [20]  give some insight to the effect and symptoms of PTSD. The theories account for the generalisation of trauma cues within learned behaviour, of memories of trauma and experiential and external, emotionally associated responses. Avoidance of emotion can lead to paradoxical increases in emotional experience; suppression of thoughts leading to target- related anxiety, i.e. situational factors. The crucial note of Jungian theory is that traumatic emotional experiences can remain in the psyche by becoming autonomous and adopting characteristics of their own, which can then dominate or even possess the conscious ego (Roemer Borkovec 1994). Following trauma, concealment of emotions has also been associated with diminished memory for information and cognitive ability interfering with an individuals ability to engage adaptively with the environment. Therapeutic efficacy in the maintenance of emotional resilience The complicity of factors relating to the disturbance of emotional resilience continues as a focal height of research. Salters et al (2002) highlighted areas of theoretical empirical evidence gaining credence in the link between and emotionally avoidant perception, social interaction and, in the area of therapeutic efficacy, the experience of clinical anxiety. Plagued by definitional and methodological challenges, the study of emotional resilience holds complex phenomena; however cross-theoretical approaches now contribute to holistic understanding. Craske Zucker (2002) proposed models for psycho-social interventions as they highlight several of the specific factors discussed that affect emotional resilience; anxiety, familial transmission, temperament, life stresses and co-morbidity. Their research focussed on buffer factors of emotional resilience through concepts such as hardiness and social support. Seligman (2000) had emphasised the importance of optimism as Rutter (1995) outl ined five categories of protective factors: reduction of adverse experiences, reduction of negative chain reactions, promotion of self esteem and self efficacy; the opening of positive opportunities and the positive cognitive processing of negative experiences. Davidson (2000) clarified these as a broad constellation of processes that serve to amplify, attenuate or maintain the strength of emotional reactions. It is identified that anxiety disorders are most likely to develop during critical developmental stages, dependent on the resilience of the emotional templates; (Blehar 1995) transitions such as adolescence and mid-life could therefore be crucial times for the support of a proactive-developmental-ecological approach (Winett et al 1989). Conclusion The area of research into emotional resilience is self perpetuating and too vast to address comprehensively in this short response. It is therefore hoped that some insight is offered to the complexity of emotions as structured phenomena, and resilience as the dynamic component of this. It has reflected a trans-theoretical combination of psychotherapeutic thought, and presented the evolution of human emotional resilience to be a synthesising process that demands positive adaptation to lifes adversity. Crucial to the maintenance of healthy emotional resilience within social interaction is the exposure to, internalisation of, and management of positive and negative stimuli. Emotions are not merely feeling states but internal states that when disturbed, the distinction between the collective and individual unconscious becomes obscured creating internal distress and continues to reflect what Jung described in1912 as the problem of our time. The Gestalt perspective exemplifies the struggle to address this problem and maintain a healthy emotional resilience as it presents the human psyche and body to be an organic function and ultimate experiential unit (Perls 1969).  [21]   I do my thing you do your thing. I am not in this world to live up to your expectations And you are not in this world to live up to mine. You are you and I am I And if by chance we find each other, its beautiful. If not, it cannot be helped. Gestalt Prayer [3209]

death of a salesman Essay -- essays research papers

In the play, Death of a Salesman by Arthur Miller, Linda Loman’s character is viewed differently by many people. Some critics have seen Linda as a â€Å"controlling mother figure† who is actually the one to blame for this failure of both her sons and her husband. In this report I will defend this view citing specific examples from the play. Linda was undoubtedly the only one in control throughout the play. I believe that Linda tried to be a good mother and wife but she did not really know what she was doing. At the very beginning of the book we see that Willy, on his way to Boston, has come home because he was unable to concentrate on the road. And just as he was beginning to figure out why, she took his mind off the subject by suggesting that the problem was with the car’s steering and not with him. â€Å"Oh. Maybe it’s the steering again. I don’t think Angelo knows the Studebaker.†. And again: â€Å"Maybe it’s your glasses. You nev er went for your new glasses.†. By repeatedly doing this throughout the play Linda keeps Willy from facing the truth about himself. Also Linda gives Willy undeserved compliments, agreeing with him on his looks and ambition.; meanwhile, he has no true ambition. This causes Willy to build himself up into a great man. Another example of this is when Willy goes to see Howard Wagner about getting a job at home or at least close to home. While we realize how unlikely it is that Willy will get his wish, Willy does not realize this and Linda, who I believe is smart eno...

Wolves: An Unwanted Predator Essay example -- Wildlife Animals Gray Wo

Wolves: An Unwanted Predator Vigorous as a predator, affectionate toward its pack, the gray wolf elicits both fear and admiration among humans. This fear, along with ignorance, inspired a movement to eradicate the gray wolf from the lower forty-eight states in the early 1900’s. By the early 1930’s, gray wolf populations had been completely eliminated from the Rocky Mountains (Bangs, et al 147). In 1973, congress passed the Endangered Species Act that protected any wolves that naturally migrated from Canada (Bangs, et al 147). Public opinion began to shift and the value of the wolf on the ecosystem was realized. While the public support for a reintroduction increased, there remained many people who opposed the gray wolf. People living in the proposed restoration areas feared that the gray wolf would threaten both their livelihood and their personal safety. The reintroduction of the gray wolf to the Rocky Mountain Ecosystem should not be carried out because it bends the rules of the endang ered species act, interferes with the wolves’ natural migration back to the ecosystem and introduces a new threat to livestock in the area. The reintroduction of the gray wolf to the Rocky Mountain Ecosystem distorts and disregards the laws of the Endangered Species Act. The Endangered Species Act (ESA) was passed in 1973 to protect endangered species and their necessary habitat (McMurray 52). The purpose of listing a species as threatened or endangered under the ESA is to prevent that species from becoming extinct. The ESA implements recovery plans that stipulate specific regulations and restrictions regarding the threatened species and its habitat (McMurray 52). Under this act, any wolf that migrated to the United States ... ...e up for its past mistakes; rather, Mother Nature will restore the natural balance of her world. Work Cited Bangs, Ed., et al. â€Å"Gray Wolf Restoration in the Northwestern United States.† Endangered Species Update. July-August 2001. v18 i4. pp 147-152. Donnelly, Karen J., â€Å"Canine In the Wild.† World and I. Jan. 1999. v14 i1: pp180+. Li, Jennifer. â€Å"The Wolves May Have Won the Battle, But Not the War: How the West Was Won Under the Northern Rocky Mountain Wolf Recovery Plan†. Environmental Law. Summer 2000. v30 i3. p677-701. McMurray, Ashley. â€Å"Federal Delistings: A Case Study of the Gray Wolf†. Endangered Species Update. May-June 2002. v19 i3. pp 51-53. Richardson, Valerie. â€Å"Decrying Wolves†. National Review. March 20, 1995: pp 28, 29. United States Congress. Endangered Species Act. Washington D.C. 1973.

Scholarly Articles on Leadership

Scholarly Articles 1 by EDD 9100 CRN 35455 Leadership Seminar Nova Southeastern University February 4, 2012 Scholarly Articles 1 According to the authors of this article (Donaldson, Marnik, Mackenzie, & Ackerman, 2009), principals need to concentrate on the development of skills and behaviors in order to be successful in motivating, leading, and changing the direction of a school. The successful principal understands that there exists a fine balance of caring for others and the need to accomplish specific tasks (Donaldson, Marnik, Mackenzie, & Ackerman, 2009).The following areas are targeted in this article: the need to become an effective consultant, the need to become a mediator and consensus builder, the need to become an individual that values relationships and to step back and reconnect on a regular basis to their core beliefs and values (Donaldson, Marnik, Mackenzie, & Ackerman, 2009). Interwoven through all areas is the need to realize that it takes time to develop the skills needed, experience being the best teacher of what works (Donaldson, Marnik, Mackenzie, & Ackerman, 2009).The underlying theme throughout the article is one of a need for open communication combined with a balanced and caring attitude towards staff. On the topic of becoming an effective consultant within their school it is pointed out that principals need to be less directive and more collaborative in their push towards improvement and the use of best practice in the classroom (Donaldson, Marnik, Mackenzie, & Ackerman, 2009). It is of rimary importance that they possess the ability to listen to the stakeholders and assist in the translation of concerns into practice (Donaldson, Marnik, Mackenzie, & Ackerman, 2009). In order to be able to effectively fill the role of consultant within their school principals need to possess a reasonable level of understanding of educational pedagogy and curriculum; and possess a skill set combining the ability to problem solve, actively listen, and su pport (Donaldson, Marnik, Mackenzie, & Ackerman, 2009).In terms of becoming a mediator and consensus builder the authors detailed the need for principals to possess relational leadership skills in order to be able to both facilitate groups and coach others on staff in the ability to facilitate their own groups, and stressed that the key to this is the ability to effectively participate in conflict resolution (Donaldson, Marnik, Mackenzie, & Ackerman, 2009).The authors suggested that conflict is part and parcel of school reform and that in addition to being able to deal effectively with conflict the successful principal needs to develop the ability for bringing about consensus within the group, noting that interpersonal and intrapersonal skills were as much or more important than knowledge (Donaldson, Marnik, Mackenzie, & Ackerman, 2009).In the area of relationships it was noted that principals that are most effective are those that place high value on people and relationships and th at when this exists as a core part of the belief system of the principal it is noticeable and is communicated to staff in both subtle and explicit ways (Donaldson, Marnik, Mackenzie, & Ackerman, 2009). According to the authors this sense of value comes through in all of the dealings that the principal has with stakeholders (Donaldson, Marnik, Mackenzie, & Ackerman, 2009).It shows in body language, expression, communication, tone and innumerable other subtle signals that help to set the tone of the school’s culture (Donaldson, Marnik, Mackenzie, & Ackerman, 2009). Key to this being successfully implemented is for the principal to consciously think through a personal rationale that balances responsibilities and relationships (Donaldson, Marnik, Mackenzie, & Ackerman, 2009). Principals need to occasionally stepping back to reconnect to their core values in order to maintain the balance needed to effectively lead (Donaldson, Marnik, Mackenzie, & Ackerman, 2009).It was noted that in all areas of the development process is the need to understand that these skills and beliefs come about over time. The truly effective principal is able uses past experiences to help hone and define these skills and beliefs to bring about change, growth and effective overall leadership (Donaldson, Marnik, Mackenzie, & Ackerman, 2009). The effective principal never stops learning from these day to day and year to year experiences and continues to hone and refine based upon them (Donaldson, Marnik, Mackenzie, & Ackerman, 2009).In the writer’s opinion it would greatly assist in the growth, development, morale and overall job satisfaction for the organization if the current leadership of which the writer is a member, were to possess the skills and beliefs noted in the article. This would most likely require training, coaching or the reassignment or hiring of new personnel for leadership positions in order to develop the capacity to exhibit a balance between the valuing of indi viduals and relationships, the need to and responsibilities of the position, and the skill set of effective collaboration, mediation, and consensus building.A leadership team that operates following these principals fosters a sense of openness, consistency and fairness among stakeholders (Donaldson, Marnik, Mackenzie, & Ackerman, 2009). When this exists, staff feels secure. When staff feels secure it becomes more willing to step out and suggest or embrace change for the growth, development, and betterment of the organization. References Donaldson,G. , Marnik, G. , Mackenzie, S. , & Ackerman, R. (2009). What makes or breaks a principal. Educational Leadership, 67 (2), 8-14.